Traffic Collisions May Require an Injury Attorney

Things are looking up overall for California residents in terms of traffic accidents. According to the Statewide Integrated Traffic Records System (SWITRS) for 2010, the lowest number of fatal and injury collisions for more than 70 and nearly 40 years respectively was recorded. The total number of traffic collisions comes in at 416,490 and injury collisions at 161,094. Even then, it means that every minute a collision happens in California, and someone gets injured every 2 minutes.

While not all the injuries are serious, a good many of them should not even have happened in the first place. Speeding was identified as the main cause in more than 30% of the collisions that resulted in injury and fatalities. Alcohol-involved collisions that resulted in fatality and injury dropped from the year before, but it still claimed 972 lives and injured 16,884. These are all preventable accidents. Among the top factors that caused traffic accidents include:

  • Automobile Right-Of-Way
  • Improper Turning
  • Traffic Signals and Signs
  • Unsafe Lane Change

Traffic accidents are something we accept as part and parcel of modern living, and the statistics indicate some significant improvements. But when serious injury or death happens to you or someone close to you, those numbers cease to have any meaning. When it comes down to actual people, even one injury or fatality is one too many.

Compound that with the fact that the driver who caused it was drunk or otherwise negligent, it is just right that you seek a personal injury attorney or wrongful death lawyer practicing in California to address the wrong that was done to you. Some injuries may have serious and long-term consequences not only on the victim, but for the victim’s family, and the costs of these consequences may be too much to handle. Seek to get compensation for your direct costs as well as punitive damages with the assistance of competent legal counsel.

Pass-Through Taxation of an LLC

One of the advantages for small businesses of forming a limited liability company or LLC is that it automatically qualifies for pass-through taxation. This is similar to a partnership, where taxes are essentially “passed-through” the LLC to the individual members of the LLC. Each member then declares their share in the LLC’s annual profits and pays the taxes accordingly, less deductions of course.

The reason that pass-through taxation is desirable for most small businesses is because there is no double taxation such as in a corporate structure, which means the members of the LLC get to keep more profits. And just as profits are shared and taxed accordingly, members also get to offset some losses the LLC sustain in a given year on their other income.

This method of taxation can be beneficial, but it is not at all a simple process. Like a partnership, the LLC files a tax return although it has no tax burden. It is mostly informational on the gains and losses of the LLC, which are then passed on to members’ personal returns. Because the nature of pass-through taxation involves not only LLC activities but takes into account personal income, deductions and exemptions, it can make an inexperienced person’s head spin.

Another benefit of a limited liability company is that investors aren’t held liable when the company is sued. This is a good way to get people to invest in your company without the risk of future lawsuits. LLC’s are normally seen in fields such as construction, oil and other risky businesses.

In most cases, LLC taxation should be handled by a tax lawyer who has extensive experience in handling LLC tax planning that will maximize the benefits of pass-through taxation. Consult with a competent business law firm in your area to ensure that the requirements and rules of the state where you are doing business are fulfilled.

When Social Security Benefits are denied in Arizona

Only one-third of Social Security Disability Insurance (SSDI) applications are approved at initial application. That means that for every one application approved, two are denied. Why are so many disability applications denied? There could be several reasons.

Too Rich to Need It

While you may be paying for Social Security, in order to qualify for SSDI or Supplemental Security Income (SSI) benefits you have to be earning less from your employment than “substantial gainful activity” levels, which in Arizona is currently $1,000 a month.

Short-term disability

To qualify for SSDI or SSI, you need to show that your disability will last a minimum of 12 months or will eventually cause death. Blind SSI applicants are exempt from the minimum duration.


If they can’t find you, they’ll deny you. You need to make sure that the Social Security Agency (SSA) and the Disability Determination Service (DDS) can get in touch with you.

Cooperation Required

When the SSA requires you to surrender your medical records and to submit to a consultative examination, you need to cooperate if you don’t want to be denied. You must also follow the therapy prescribed by your physician, unless you are physically unable to or can prove that to follow the therapy would be detrimental to your health.

Disability Caused by Drugs or Alcohol Addiction

If your substance abuse addiction is contributory to your disability, you will be denied Social Security benefits.

Felonious Conduct

If you became disabled as a direct result of injuries sustained during the commission of a felony, for which you were eventually convicted, you will be denied Social Security benefits. You will also be denied if you are in prison when you became disabled, unless you are in a rehabilitation program.

Being denied during the initial application for any of the above reasons usually means you’re out of luck, although it can still be appealed.

What are the Types of Workers’ Compensation Benefits in Iowa?

When a worker is injured or dies in the workplace in the commission of his or her job, the employer must provide workers’ compensation benefits either through a private insurer or as a self-insurer. There are many benefits mandated by law in Iowa, the applicability of which will depend on the circumstances of the injury or death. These benefits include:

Medical – medical care and transportation that may reasonably be required to treat an injury; also includes a provision for lost wages when an employee is required to go on leave for medical treatment

Disability – this includes Temporary Total Disability (TTD), Temporary Partial Disability (TPD), Healing Period (HP), Permanent Partial Disability (PPD) and Permanent Total Disability (PTD). In general, the weekly compensation for an injured employee cannot exceed 80% of a worker’s spendable earnings (weekly pay net of payroll taxes). The maximum weekly benefit for PPD is $1,378, while the maximum benefit for TTD, HP, PTD and death is $1,498 (effective until June 30, 2013). For TPD, the computation is based on the difference between the weekly earnings at the time of the injury and the subsequent lower paying job. TPD benefit amount is 66 2/3% of that difference.
In Iowa, if a second injury to the eye, hand, arm, foot or leg is sustained after a worker qualifies for PPD benefits for injury to a similar body part, that worker will be entitled to benefits under the Second Injury Fund.

Vocational Rehabilitation – when a worker becomes disabled, he or she may be eligible for participation in training to prepare for, qualify for, and maintain employment provided by the Iowa Division of Vocational Rehabilitation Services, and will be paid $100 a week for up to 13 weeks while rehabilitation is ongoing. This may be extended a further 13 weeks upon approval by the workers’ compensation commissioner.

Death – Benefits are paid to the surviving spouse for life or until remarriage if there are no dependent children, whereupon a two-year lump sum settlement is given. In the absence of a spouse, dependent children get the benefits until they reach the age of 18 or 25, depending on the degree of actual dependence. Burial expenses are also included.
If you believe that you have not received the workers’ compensation benefits that you deserve, contact a lawyer in Iowa who has extensive experience in dealing with workers’ compensation cases. They will know precisely how to get the maximum benefits that should accrue to you.

Next Entries »